In July, the average 30-year fixed-rate mortgage fell below 3% for the first time in history.1 And while many Americans have rushed to take advantage of this unprecedented opportunity, others question the hype. Are today’s rates truly a bargain? While average mortgage rates have drifted between 4% and 5% in recent years, they haven’t always been so low. Freddie Mac …
Is Now a Good Time to Buy or Sell Real Estate? – A 10,000 Foot Perspective
Traditionally, spring is one of the busiest times of the year for real estate. However, the coronavirus outbreak—and subsequent stay-at-home orders—led many buyers and sellers to put their moving plans on hold. In April, new listings fell nearly 45%, and sales volume fell 15% compared to last year.1 Fortunately, as restrictions have eased, we’ve seen an uptick in market activity. …
5 Steps to Finding Your Next Home
Whether you’re a first-time buyer or a seasoned homeowner, shopping for a new home can feel daunting. In fact, 56% of buyers said that “finding the right property” was the most difficult step in the home buying process.1 Buying a home is a significant commitment of both time and money. And a home purchase has the power to improve both …
5 Step Strategy for Downsizing Your Home
In our “bigger is better” culture, there’s an expectation that each home should be larger and grander than the last. But life changes like divorce, kids leaving for college, or even the simple act of growing older can prompt us to find a smaller home that better suits our shifting needs and lifestyle. Gerard Lifestyle Real Estate can help. In …
Organization for the Disorganized
If you’ve heard of Western Minimalism or Japanese KonMari, you know that these are principles that promote happiness through living with fewer possessions and eliminating clutter. These intentional lifestyles allow only items that make you happy and are useful to live in your home. By eliminating clutter, or things that don’t bring you joy, you’ll experience less stress and have …